Archive for the ‘Financing’ Category

Are You Hip to the Mortgage Jive?

Thursday, February 1st, 2007

To the inexperienced buyer, a Good Faith Estimate or closing statement may look like a greek manuscript. There is alot of terminology that needs to be understood before making a large decision.  That is of course unless you plan on placing total faith in your loan officer... which I ...

Should you Refinance to a Safer Fixed Rate Loan?

Thursday, July 20th, 2006

I couldn't resist posting a link to this great article: "Time to Refinance?" We're living in an interesting time in economic history where the yield curve is negative. In other words, the 30 year fixed rates are actually lower than the short term adjustable rates. You can see ...

Can a Mortgage Actually Save Your Life?

Thursday, March 23rd, 2006

Christian Real Estate Network Member Article: By Robert D. Ashby, CMPS Solid Rock Mortgage PEMBROKE PINES, FL - Almost everyone has savings in the bank, right? Well, the data from the Bureau of Economic Analysis (BEA) shows that despite our personal income increasing, our personal savings has decreased .2 percent during the months ...

10 Secrets Most Lenders Don’t Want You to Know

Thursday, March 16th, 2006

There are some very important considerations to evaluate before you commit to a home mortgage of any type. For many of us, our mortgage payment is the most important financial decision we'll ever make. Doesn't it make sense to know as much as possible about the financing ...

Should You Leverage Your Home or Pay it Down Rapidly?

Tuesday, February 7th, 2006

By Robert D. Ashby, CMPS Solid Rock Mortgage PEMBROKE PINES, FL - There is a great debate within the inner-mortgage circles these days. Should we, as loan professionals, encourage clients to borrow as much money as possible? Or would consumers benefit more if we helped them to understand the advantages of 15-year ...

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